Does "no fault" mean I can't sue?

No. The concept of "no fault" insurance can be very confusing to someone who has sustained injury as a result of a motor vehicle accident. "No fault" benefits apply to anyone who has been injured in an accident. These benefits are, by law, included in every automobile insurance policy available in Ontario. An injured party can obtain this compensation according to strict guidelines known as the "Statutory Accident Benefits Schedule". In order to claim these benefits, it is important to enlist the services of a legal professional to guide you through the process and protect your rights. In addition, if you have sustained a serious permanent impairment of an important physical, mental or psychological function as a result of the accident, you may be able to sue the other driver. You should speak to a Pace Law Firm personal injury lawyer about your right to sue.